Personal Savings
At Fidelity Bank, we offer a variety of ways for you to save your money. If you are a current Fidelity Bank customer and would like to take advantage of any of the following personal savings options please speak with your personal banker and he or she can set up the account for you.
If you are not an existing customer, but are interested in opening one, or more, of the accounts listed below, please take a moment to complete the customer information profile* and fax the completed form to 404.639.6622 or bring the completed form into any one of our convenient branch locations.
- Personal Savings Account
- Personal Money Market Account
- Health Savings Account
- Certificates of Deposit (CDs)
- Individual Retirement Account (IRA)
- Roth IRA
- Little Lion Savings Account
Personal Savings Account
Fidelity Bank's personal savings account lets you earn interest, compounded daily on the collected balance and credited quarterly. No maintenance fee applies on a minimum daily balance of $200. Below minimum daily balance, there is a per-statement maintenance fee.
Personal Money Market Account
With Fidelity Bank’s money market account, you will earn higher rates by maintaining a minimum deposit or as your balance increases. If you fall below the minimum required balance+, a service fee will be assessed.
Six withdrawals per statement period are permitted. There is a service fee for each additional withdrawal. To see more information about this product, click here.
Health Savings Account
Fidelity Bank’s Health Savings Account allows individuals to deposit pre-tax funds** into an account to be used for qualified medical expenses. Not all individuals are eligible for an HSA. To be eligible for an HSA, you must be enrolled in a qualified High Deductible Health Plan. To learn more click here. To sign into your HSA click here.
Certificates of Deposit (CDs)
Certificates of deposit are issued for periods from 32 days to 95 months and can be opened with a low minimum balance. Daily compounded interest is earned on maturities of one year or longer, and simple interest is earned on maturities under one year. Interest is paid monthly, quarterly, semiannually or annually.
Individual Retirement Account (IRA)
If you are under 70 1/2 years of age and have earned income, you can build a retirement fund with an IRA. Interest earned is not subject to federal income tax until it is withdrawn and, depending upon your income, your contribution could be partially or fully tax deductible.
Roth IRA
Fidelity Bank also offers Roth IRAs that allow nondeductible contributions and tax-free withdrawals, subject to prescribed limits. Also, as long as you have earned income, the 70 1/2 rule does not apply.
Little Lion Savings Account
Our Little Lion’s Savings Account is for children under the age of 18. This account can be opened with as little as $1.00 at any one of our branch locations. There is no minimum balance requirement and six withdrawals are allowed each statement period. A fee is charged for each additional withdrawal. Each child, who opens a Little Lion Savings Account, will receive a welcome pack, which includes: a welcome letter from Courageous (Fidelity Bank’s mascot), a lion bank, a savings book to record all deposits made, a pencil and a coloring book. In addition, each child, on his or her birthday, will receive a birthday card from Courageous.
To find out more about any of the personal savings options listed above please speak with one of our experienced personal bankers today. They are ready to help you with a banking program that is tailored just for you. To get started, visit any of our convenient branch locations or contact us at 404.248.LION (5466) or toll free at 888.248.LION (5466).
* Faxing this form begins the process of opening an account. Customers will still be required to come in person to one of our convenient branch locations to complete the account opening process.
**Deposits made from after-tax income are tax-deductible.
+ Refer to our current Schedule of Fees.