Auto Loans

No matter what style of car you are purchasing, Fidelity Bank offers all the "options" you need. Whether you are buying from a dealer, a private party, or just refinancing, we'll help you find a term and payment option that fits your needs.

Loans

Get a Personal Loan

Fidelity Bank can help you plan for home improvements, vacations, educational expenses or the purchase of a car or boat. By offering competitive rates and flexible terms, Fidelity Bank makes it easy to attain your goals. With automatic payment deduction, we will even reduce your interest rate.

Get a Personal Line of Credit

With Fidelity Bank’s Line of Credit, you can be prepared for the planned and unplanned events in life. You have the ease of mind knowing you have access to additional funds within your approved credit limit at your discretion. Only pay interest on the money that is actually withdrawn.

*All loans and lines of credit interest rates are subject to change, 

Home Equity Line of Credit

Access the equity in your home to use for repairs, a large purchase, education expenses or another major expense with a Home Equity Line of Credit.

  •     10 year variable rate Home Equity Line of Credit
  •     Minimum line is $10,000
  •     Maximum line is $250,000

All balances will accrue at the standard Annual Percentage Rate (APR); the Standard APR could range from Prime + .75% to Prime + 2.75% (based on the Wall Street Journal Prime) based on your loan amount, combined loan to value ratio, credit history and other factors. The standard APR** as of 8/01/2015 was 5.50% as indexed to the Prime rate. The APR may vary monthly based on Prime Rate change but will not exceed the lesser of 17.9% per annum or the maximum permitted by law, or go below 3.25% per annum at any time during the term of the plan. Fidelity waives the closing cost on lines up to and including $250,000.00. Property insurance will be required and flood insurance is required where necessary. An early termination fee of 2% of the original line or loan amount with a maximum of $1,500 will be charged if line is terminated within three years.

All Home Equity Lines of Credit are subject to normal credit criteria.

This offer is good for all new 10 year Home Equity line applications and does not include refinances of existing Fidelity Home Equity Lines of Credit. This offer is subject to change without notice.

**The APR you receive will depend on your individual circumstances and will be based on your loan amount, combined loan to value ratio, credit history and other factors, the maximum combined loan to value must be 85% or less. Borrower must have a Fidelity checking account either established with the bank or must open one when line is opened. Borrower can receive an additional .75% discount for maintaining automatic payment from an eligible Fidelity Bank checking account.

To find out more about our personal loans, please speak with one of our experienced personal bankers today. They are ready to help you with a loan that is perfect for you. Visit any of our convenient branch locations or contact us at 404.248.LION (5466) or toll free at 888.248.LION (5466).