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Savings

The Best Parking Place in Town

Whether you’re saving for your child’s tuition, your own retirement, or that summer vacation, Fidelity Bank has the savings account for you. Compare our accounts and we’re sure that you’ll find one that is right for you.

To learn more about one of Fidelity Bank's Savings Accounts please click on the type of account below.

Personal Savings Account

Fidelity Bank's personal savings account offers you a simple way to save while earning interest.

Offers Interest

Earns interest, which is compounded daily and credited quarterly.

Maintenance Fee

If you maintain a minimum daily balance of just $200, there’s NO maintenance fee. If your balance falls below the minimum daily balance of $200, a $12 fee will apply per statement cycle.

Strengths and Benefits

A great account that gives you a worry-free way to save money while earning interest daily.

Minimum Opening Deposit

Only $50

Minimum Daily Balance

Only $200 to avoid the $12 maintenance fee.

Number of Withdrawals

You are allowed 6 withdrawals of any type per statement cycle at no charge. Each additional withdrawal of any type will be charged a $3 excessive withdrawal fee.

Little Lion's Saving Account

Our Little Lion’s Savings Account is for children under the age of 18.  This account can be opened with as little as $1.

Maintenance Fee

It’s simple: there isn’t one.  NO maintenance fee.

Strengths and Benefits

An ideal way to teach young Lions how to save, this account is designed for children 18 and under. Each child who opens a Little Lions Savings receives a welcome package, supplying them everything they need to learn about the basics of banking.

Minimum Opening Deposit

Only $1

Minimum Balance

None

Number of Withdrawals

You are allowed six 6 withdrawals of any type per statement cycle at no charge. Each additional withdrawal of any type will be charged a $3 excessive withdrawal fee.

Money Market Account

With Fidelity Bank’s Money Market Account, you will earn higher rates as your balance increases.

Offers Interest

Earn higher interest rates by maintaining the minimum balance required and allowing your balance to tier.

Maintenance Fee

If you maintain a minimum daily balance of just $1,000, there’s NO maintenance fee. But there is a monthly fee of $6 if you fall below.

Strengths and Benefits

A great account that gives you the ability to earn a higher interest rate while granting you the convenience of using your savings as you need to, when you need to.

Minimum Opening Deposit

Only $50

Minimum Daily Balance

Only $1,000 to avoid $6 monthly maintenance fee.

Number of Withdrawals

You are allowed six 6 withdrawals of any type per monthly statement cycle at no charge. Each additional withdrawal of any type will be charged a $10 excessive withdrawal fee.

Health Savings Account

Fidelity Bank’s Health Savings Account allows individuals to deposit pre-tax funds** into an account to be used for qualified medical expenses.

Maintenance Fee

There is $3 monthly maintenance fee.

Strengths and Benefits

Allows individuals to deposit pre-tax funds into an account to be used for qualified medical expenses. Not all individuals are eligible. All HSA account holders must be enrolled in a qualified High Deductible Plan.

Minimum Opening Deposit

Only $50

Minimum Balance

None

Number of Withdrawals

Unlimited for qualified medical expenses

To learn more click here.  To sign into your HSA click here.

**Deposits made from after-tax income are tax-deductible.

Certificate of Deposit (CDs)

Certificates of deposits are issued for periods from 7 days to 95 months.

Offers Interest

Fixed rate based on the term of the certificate. Interest is paid monthly, quarterly, semiannually or annually.

Maintenance Fee

None

Strengths and Benefits

A great account that gives you a hassle-free way to save money while earning interest. Daily compounded interest is earned on maturities of one year or longer, and simple interest is earned on maturities under one year.

Minimum Opening Deposit

$2,500 for CDs 7 to 31 days
$500 for CDs 32 days to 95 months

Term:

7 days to 95 months

Number of Withdrawals

Bank penalty for early withdrawal

Savings Bonds

U.S. Government savings bonds are issued by the U.S. Department of Treasury. Click here for more information.

 

To find out more about any of the personal savings options listed above please speak with one of our experienced personal bankers today. They are ready to help you with a banking program that is tailored just for you. To get started, visit any of our convenient branch locations or contact us at 404.248.LION (5466) or toll free at 888.248.LION (5466).