As 2017 ends and the New Year begins, we should review some financial safety tips:
- Review your PINs and passwords. Avoid using personal information to create your PINs and passwords, like the last four digits of a Social Security number, a family birth date, your mother’s maiden name or your telephone number.
- Avoid suspicious emails or telephone calls. When in doubt, it is always best to contact the company or person they might be claiming to be through their official channels and check the information.
- Keep a record of your account numbers and the contact information for each card issuer or creditor in case something happens.
- Don’t sign a blank check or debit slip.
- Destroy old cards by shredding or cutting them up, making sure to destroy the account number before disposing of them.
- Look up and compare your monthly statements to your old receipts and go over each purchase to make sure there is no fraudulent activity.
- Check your account activity periodically, especially if you bank online to ensure no fraudulent activity is happening.
- Make sure to report any discrepancies or mistakes on your account as soon as possible.
Follow these tips to start off 2018 right by being financially safe for the coming year.