When applying for a small business loan, do not be surprised to hear your lender discuss “skin in the game.”  What does “skin in the game” mean to the...

In general, a small business owner is in business to produce a product or service and they don’t want to be in the business of managing commercial real estate.  Nevertheless,...

Are you seeking financing for an RV park/campground? Have you encountered some reluctance from your banker? Many bankers don't have experience lending to this industry and haven'...

Statistics produced by the U.S. Small Business Administration have proven that a primary reason for a business failure, and a loan default, is inadequate management experience. For that...

While an SBA loan through the U.S. Small Business Administration offers a lot of opportunity for the borrower, he or she must understand the costs associated with the loan as well.

The SBA requires that the small business qualifying for the loan will ultimately have the capacity on its own to repay the loan

Commonly referred to as a “general purpose small business loan”, SBA 7(a) loans may be used for any legitimate small business expenditure.

SBA loans require business plans because they need to see that the small business owner has a plan for their future. Many small businesses fail due to cash flow issues, and the U.S...

Whether you’re a new small business owner or a seasoned ‘veteran’, a certified lender can help you make SBA financing work for your commercial real estate arrangement....

A small business can fall just a bit short in qualifying for SBA financing for a business or small business real estate property. That’s where seller second-lien financing can help.

A good reason for a small business owner to think he can find a compatible lender would be if all five criteria have strong characteristics which can be documented by the lender. The...

How important is the site selection process for a small business owner? Whether the business owns or leases its business facility, why does the small business lender (including lenders...

Whether a business is approaching an SBA government-guaranteed lender for a startup business loan, or whether the business is already established and operating, most SBA lenders want to...

Here are some reasons a floating-rate or variable SBA loan may be more beneficial for a small business, even in a rising interest environment.

When you are planning on starting a small business or expanding an existing business, there is one concern that outpaces all others: Financing. Without the right financing, at the right...

Through the SBA, small businesses in the automotive industry can get loans with partial government guaranties from the U.S. Small Business Administration.

Constructing a new building is an exciting venture, but can bring about many dilemmas and potential risks.

When you own instead of lease, you can build equity to create a valuable piece of commercial real estate. This owned property can then be rented out, or sold, along with business itself...

For small business owners, it’s one thing to buy a building; however, it is an entirely different challenge to construct a new one. The decision to construct a building brings...

Small business borrowers can use SBA loans to accomplish lower down payments, longer repayment terms, and easier qualifying criteria than conventional bank loans. Sometimes, however, a...

Many small businesses own the real estate where they conduct their operations; however, they are often advised not to own the real estate in the same entity that operates the business.

SBA government‐guaranteed loans are small business loans with partial government guaranties from the U.S. Small Business Administration. They are available to small businesses in...

Sometimes a small business owner finds himself with onerous monthly payments on his small business property. The story could be one where the factors were all very positive for the...

Tired of paying rent and wanting to own your own business facility? SBA loans offer many benefits for borrowers seeking SBA lending verses traditional bank lending, including assistance...

SBA loans are an attractive alternative to conventional bank financing because borrowers can use SBA loans to achieve lower down payments, longer repayment terms, and easier qualifying...

You may already know that SBA loans provide many distinct financial benefits for small businesses. One substantial SBA loan advantage is the ability to ease the overwhelming and...

Small business owners sometimes face challenges financing single-purpose (or special-purpose) real estate to operate their businesses.

Small business real estate, and small businesses are often represented for sale by a commercial real estate broker, or a business broker, who will earn a handsome commission from...

When you run a small business, getting funding for the real estate you need can be very difficult. Finding the right commercial real estate to fit the needs of your business is a...

Many owners struggle with the decision of whether to buy or lease small business real estate for their operations.

I cannot tell you how many times I have heard small business owners say that they have not pursued SBA small business loans, because they take too long to procure, and the paperwork is...

SBA loans are available for small businesses to finance any legitimate business expenditure. Due to the partial government backing on the loan from the U.S. Small Business...

Government-backed SBA financing is offered to small businesses in order to make small business financing available with lower down payments, longer repayment terms, and easier...

You have a dream for a small business start-up. You finally have a business plan which you think will work for you. You even have some savings for seed capital in the business, but it...

Investment real estate is typically ineligible for SBA financing, because it is not “owner-occupied” by a small business as required by the U.S. Small Business Administration.

Most small business owners focus upon conserving cash for working capital and for the growth of their businesses. Government-backed financing, with the SBA loan program, is a popular...

With summer just around the corner, thousands of RV owners will be hitting the road, which means they’ll be looking for places to park their RVs and to take a rest when the day...

When purchasing an existing or constructing a new carwash facility, why would a prospective business owner choose SBA government-guaranteed financing over conventional bank financing?

Securing financing for single-purpose real estate, like a restaurant, can be more difficult than you think. Read on to find out why, and how an SBA loan can come through for you even if...

Many small businesses are advised not to own the business and the real estate where it operates under the same entity. This “leaseback arrangement” can reduce liability and...

Are you looking to start a new business or get small business financing for your current business? Did you know that there is a wealth of FREE small business resources available to you?

Commercial real estate and business brokers earn their commission by finding the best buyer for their client. Normally, this means selling the business or property at the highest price...

Small businesses are the backbone of the American economy, providing much needed jobs and services to their communities. With a lot of hard work, and a little luck, anybody can start up...

Funding can be challenging for small business owners, especially when it comes to purchasing real estate where the business operates.

Whether you are purchasing a small business, or you are purchasing a building for your small business, SBA government-guaranteed financing can almost always provide a lower down payment...

SBA government-guaranteed loans are often used for financing the purchase or start-up of a franchise business. As with non-franchise businesses, SBA loans almost always have lower down...

The success or failure of your franchise hinges upon one thing: location. The location you choose for your franchise will be the deciding factor in whether you become the owner of a...

Every small business lender has its own individual appetite for the types and sizes of loans it wants to fund. By the same token, each lender will find comfort in granting the loan...

Believe it or not, an owner can sometimes obtain small business financing from a bank to buy a small business property with only 10% of the project cost as a down payment!

Since many businesses have a track record and good relationship with a conventional bank lender, SBA financing may not be appropriate for them. The business owner who will benefit from...

SBA financing eligibility is attributable to real estate that is “owned and occupied” by a small business. If buying an existing property, the small business operating...

The U.S. Small Business Administration has been supporting small business owners in the United States since its inception in 1953. Its lead program, the SBA 7(a) government-guaranteed...

There are many reasons why a small business owner might choose SBA financing over traditional bank loans, but the primary reasons for choosing SBA loans for real estate have to do with...

The SBA government-guaranteed loan program may provide lower down payments, longer repayment terms, and easier qualifying criteria than conventional bank loans.

The SBA government-guaranteed loan program provides lower down payments, longer repayment terms, and easier qualifying criteria than conventional bank loans. Small businesses may use...

When a small business owner decides that the business needs to own a newer, larger, or better facility for their operation, they have two choices. Should the business buy an existing...

The U.S. Small Business Administration provides a valuable tool to help business brokers and commercial real estate brokers sell small businesses and small business properties. Whenever...

If you are buying a business, expanding a business, buying out a business partner, or starting a new business, an SBA loan may be your best solution for financing. SBA loans almost...

Americans love their automobiles, and many small businesses exist to accommodate the purchase, sale and servicing needs of vehicle owners. Operating an automotive business often...

Small business owners want to conserve cash to grow their business. When they need a new facility for business operations, the down payment requirement for traditional bank financing...