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Is a Home Inspection Required

Is a Home Inspection Required

We're often asked if a home inspection is required. The answer is usually no, but that doesn't mean you shouldn't have one done. You're making a large investment. Having...

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Would a USDA Loan Work for You

Would a USDA Loan Work for You

USDA loans are backed through the Rural Housing Division of the U.S. Dept. of Agriculture. They are available to millions of eligible primary home buyers with low to moderate incomes or...

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The Benefits of Buying a New Home

The Benefits of Buying a New Home

Once the decision to buy a home is made, your next choice will be whether to buy an existing home or new construction. Sometimes the decision to buy a new home is made very early in the...

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Are you wondering if no credit is just as bad as poor credit?

Are you wondering if no credit is just as bad as poor credit?

It can be. You need to have at least a few established credit accounts to develop a score, and you need a score for most loan programs.

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What Can a Late Mortgage Payment do to your Credit Score?

What Can a Late Mortgage Payment do to your Credit Score?

A good credit score is important for more reasons than just obtaining new credit. These days, it can factor into everything from landing a new job to getting the best deal on your...

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Understanding the makeup of your credit score is the first step toward buying a home.

Understanding the makeup of your credit score is the first step toward buying a home.

As you might expect, payment history is the most influential component in your credit score, followed closely by the amounts you owe. To lesser degrees, the length of time you've...

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3 Tips To Getting Your Home Sold Faster

3 Tips To Getting Your Home Sold Faster

The housing market is tough, and the competition is fierce. Being aware of how much a home is worth before putting it on the market can save money, time, and frustration. For this...

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Everything You Need to Know About Fannie Mae's HomeReady Mortgage

Everything You Need to Know About Fannie Mae's HomeReady Mortgage

Traditionally, getting a mortgage requires you to have a level of income appropriate to the size of home that you're buying. But for a lot of low-income borrowers, a simple measure...

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How to Smartly Leverage Your Home Equity

How to Smartly Leverage Your Home Equity

So you've been a homeowner for some time. You've been faithfully paying off your mortgage for years, and you have a fair bit of equity built up in your home – and that...

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Hunting for the Best Local Schools?

Hunting for the Best Local Schools?

There are numerous factors that you may review when choosing a new place to live. If you have children, the quality of the schools and the level of education that your kids will receive...

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Recent College Grad? Learn How to Successfully Juggle Student Loans and a New Mortgage

Recent College Grad? Learn How to Successfully Juggle Student Loans and a New Mortgage

If you recently graduated from college and are about to become a homeowner, you're in a somewhat unique position. You're about to embark on a great journey, but at the same time...

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Second Home

Second Home

Purchasing a second home is not a decision to be taken lightly. But if it is something you've always wanted, the means for making that dream come true are not as difficult as you...

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Refinance Traps

Refinance Traps

What perceptions might be keeping you from saving money with a refinance?

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Mortgage Refinance Do's and Dont's

Mortgage Refinance Do's and Dont's

Continue to make your regular payments. However, if you have a payment due just prior to your scheduled closing, consult with us first. It may be best to pay at the closing rather than...

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Rookie Mistakes: Don't Make These 4 First-time Home-buyer Mistakes

Rookie Mistakes: Don't Make These 4 First-time Home-buyer Mistakes

Buying your first home is exciting. Many young people view homeownership as the definitive mark of adulthood, the final milestone on a decades-long journey. And while becoming a...

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Budgeting for a New Home? 3 Costs to Consider in Your Overall Budget

Budgeting for a New Home? 3 Costs to Consider in Your Overall Budget

If you're planning to buy a new home in the near future, you're probably working hard to prepare a budget and determine how much you can afford before you start viewing homes...

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Understanding Private Mortgage Insurance

Understanding Private Mortgage Insurance

With the fluctuating economy, many young families have to save more, and wait longer, to own a home. However, a low down payment home mortgage offers an opportunity to shorten the wait....

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Tips to Sell Your Home Faster

Tips to Sell Your Home Faster

If you are gearing up to sell your house, you’re probably wishing for a fast and painless process. One way of increasing your chances of a quick sell is by sprucing the place up...

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Tips to Increase the Resale Value of Your Home

Tips to Increase the Resale Value of Your Home

Everyone knows that home improvements – in general – can help boost a home’s resale value. But don’t kid yourself into thinking that all home improvements will...

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Want to Buy a Foreclosed Home? Get the Facts.

Want to Buy a Foreclosed Home? Get the Facts.

Home prices are falling all across the country, but foreclosures are on the rise. If you’re in the market to purchase a home and have been considering a foreclosure, it can become...

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Selling Your Home for Top Dollar on a Tight Budget

Selling Your Home for Top Dollar on a Tight Budget

When it comes to making improvements, be careful about where you choose to spend your money. If you want to purchase new appliances for the kitchen and put hardwood floors in the master...

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Making Home Improvements? Save Some Cash!

Making Home Improvements? Save Some Cash!

Home improvements can be costly, but with good planning – and a consideration of your skills and free time – you can most likely save a good chunk of cash on your next project!

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Get a Mortgage from the People You Trust

Get a Mortgage from the People You Trust

Every house needs a solid foundation, and a mortgage from Fidelity Bank is just the foundation you need. Whether you’re applying for a new loan or refinancing your existing...

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Does it Pay to Refinance?

Does it Pay to Refinance?

With interest rates at historic lows, you may be wondering if this is the time to refinance your home loan. While it’s hard to say “no” to super low rates, refinancing...

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Buying your First Home?

Buying your First Home?

Buying your first home can be stressful, but we’ve got some tips to make buying your first home easier. And best of all, you’ve got Fidelity Bank Mortgage behind you when...

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