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Selling Your Home for Top Dollar on a Tight Budget

Selling Your Home for Top Dollar on a Tight Budget

Getting a good price for your home doesn’t have to mean spending a fortune installing granite countertops, skylights or radiant floor heating. Instead, try out these tips for...

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Managing Scores

Managing Scores

Recent tallies show a third of U.S. credit scores fall below 649. While not impossible, acquiring a mortgage loan could be more difficult and more expensive at this level than with...

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What is FICO?

What is FICO?

The FICO score is the most popular credit score model in the country. It’s a statistical calculation based on the information in your credit profile.

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Opt-Out of Unsolicited Credit Offers

Opt-Out of Unsolicited Credit Offers

When your credit is pulled for your home loan, credit bureaus could share your personal information.

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How Credit Scores are Calculated

How Credit Scores are Calculated

Understanding the makeup of your credit score is the first step toward buying a home.

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What a Late Payment Can Do to a Credit Score

What a Late Payment Can Do to a Credit Score

A good credit score is important for more reasons than just obtaining new credit. These days, it can factor into everything from landing a new job to getting the best deal on your...

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Is an Adjustable-Rate Mortgage Right for Me?

Is an Adjustable-Rate Mortgage Right for Me?

An adjustable-rate mortgage (ARM) can be a great option for many homebuyers, helping to reduce monthly payments and cut long-term costs in some cases.

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Making Home Improvements? Save Some Cash!

Making Home Improvements? Save Some Cash!

Home improvements can be costly, but with good planning – and a consideration of your skills and free time – you can most likely save a good chunk of cash on your next project!

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How Much Should Your House Cost Every Month?

How Much Should Your House Cost Every Month?

Housing costs vary from city to city and neighborhood to neighborhood, but the general rule is to spend no more than one-third of your monthly household income on a mortgage. When...

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Potential Budget Busters for First-Time Homebuyers

Potential Budget Busters for First-Time Homebuyers

Eager to finally kick your rent payments to the curb and take the step toward homeownership? If so, you’re certainly headed down an exciting path. Homeownership brings with it the...

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Tips for Buying in a Seller’s Market

Tips for Buying in a Seller’s Market

There’s no doubt that the real estate market is tough for buyers this year. With many people hoping to lock in still-low rates, house prices are on the rise and fewer homes are...

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Buying Vs. Renting

Buying Vs. Renting

To rent or to buy? It’s the question that everyone has to ask themselves when it comes to finding a place to live. Buying a home is a big step and a good investment – you...

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6 Questions First-Time Homebuyers Should Ask Themselves

6 Questions First-Time Homebuyers Should Ask Themselves

Are you ready to settle down? Consider the longevity of your job, your personal life and the responsibilities involved in home ownership. Evaluate your current life stage before...

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