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USDA Business and Industrial (B & I)

The USDA’s Business and Industry Loan Guarantee Program’s (B & I) primary purpose is to create and maintain employment and improve the economic and environmental climate in rural communities. The B & I loan program provides property owners lower down payments and longer loan amortization periods when purchasing or refinancing commercial real estate that is located in rural areas (typically less than 50,000 population). Loan guarantees are limited to a maximum of $10 million per borrower.

Subject to normal credit approval criteria.