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SBA Loan Programs

Loans proceeds can be used for:

  • Debt refinance
  • Business acquisitions
  • Franchise start-up
  • Machinery and equipment
  • Commercial real estate

Borrowing amount:

  • Total financing from $100,000 to $10,000,000
  • Up to 90% financing
  • Up to 100% financing for medical industry loans
  • Fixed-rate terms available
  • Fully amortized, no balloons

Loan programs offered:

  • SBA 7(a)
  • SBA Small Loan Advantage
  • SBA 504
  • USDA Business and Industrial (B & I)

Benefits of working with Fidelity Bank:

  • Team of professional and experienced SBA lenders
  • Extensive lender and lender-partner network
  • Preferred lender status

Resource Videos


Learn more about SBA Loans and find the best solutions for you and your business.

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Ed Randall, SBA Business Development Officer

At Fidelity Bank, we have a passion for finding financing solutions for small businesses. In addition, we understand that small business plays a vital role in the overall U.S. economy. Our Small Business Administration (SBA) lending team is dedicated to continuing to foster that growth. SBA loans are guaranteed by the U.S. Small Business Administration and offer longer terms and lower down payments than conventional loans. As an SBA Preferred Lender, Fidelity Bank can approve most loan requests on behalf of the SBA, which means a faster turnaround time for loan funding.

Ed Randall

SBA Business Development Officer
O: (904) 503-8124
C: (904) 239-7534

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Ed Randall has over 20 years of experience with SBA lending and understands the needs of a startup company, both professionally and personally. He has set up SBA departments for four banks in the northeast Florida market and was even named Rookie of the Year in 2004. He holds a Bachelor of Science degree from The Ohio State University in Sales/Management. He is a Board Member for Character Counts and Member of NAIOP. Ed resides in Jacksonville, Florida.

Contact Ed by phone or email for more information and to get started.