HARP 2.0 Refinance
If you are unable to refinance your home because it has lost value, Fannie Mae or Freddie Mac owns your loan and you have made your payments on time, the HARP 2.0 Refinance may be the solution you have been looking for. One of our mortgage bankers will help you determine whether or not you are eligible for this refinance program.
FHA Streamline Refinance
The FHA Streamline Refinance is an opportunity for borrowers to lower their mortgage payment if their loan is owned by FHA. A Fidelity Bank Mortgage banker is available to help you find out if this is the refinance option for you.
VA Interest Rate Reduction Loans (VAIRRL)
If you are a Veteran, you can refinance with limited documentation, lower costs, and possibly no appraisal. This is called an Interest Rate Reduction loan (VAIRRL).
Home Equity Line Of Credit
Access the equity in your home to use for repairs, a large purchase, education expenses or another major expense with a Home Equity Line of Credit. Interest paid on a HELOC may be tax deductible.*
*Consult a tax professional regarding your personal situation.
Loans subject to normal credit approval criteria.