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SBA Loan Programs

Loans proceeds can be used for:

  • Debt refinance
  • Business acquisitions
  • Franchise start-up
  • Machinery and equipment
  • Commercial real estate

Borrowing amount:

  • Total financing from $100,000 to $10,000,000
  • Up to 90% financing
  • Up to 100% financing for medical industry loans
  • Fixed-rate terms available
  • Fully amortized, no balloons

Loan programs offered:

  • SBA 7(a)
  • SBA Small Loan Advantage
  • SBA 504
  • USDA Business and Industrial (B & I)

Benefits of working with Fidelity Bank:

  • Team of professional and experienced SBA lenders
  • Extensive lender and lender-partner network
  • Preferred lender status

Resource Videos


Learn more about SBA Loans and find the best solutions for you and your business.

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Tom Koether, SBA Business Development Officer

At Fidelity Bank, we have a passion for finding financing solutions for small businesses. In addition, we understand that small business plays a vital role in the overall U.S. economy. Our Small Business Administration (SBA) lending team is dedicated to continuing to foster that growth. SBA loans are guaranteed by the U.S. Small Business Administration and offer longer terms and lower down payments than conventional loans. As an SBA Preferred Lender, Fidelity Bank can approve most loan requests on behalf of the SBA, which means a faster turnaround time for loan funding.

Tom Koether
Tom Koether

SBA Business Development Officer

5015 Windward Parkway

Alpharetta, Georgia 30004-3890

p: (678) 362-3324| f: (678) 623-0389


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Thomas S. Koether has over three decades of banking and SBA lending experience in the metro Atlanta area. As a Business Development Officer, he is focused on assisting small business with their unique financial needs. He graduated from Kennesaw State University with a Bachelor of Business Administration degree in Marketing and he also earned an advanced banking degree from the Graduate School of Banking at Louisiana State University. Tom is married, has a daughter and he resides in Canton, Georgia.

Contact Tom by phone or email for more information and to get started.