"Ryan Smith is not only a superb loan officer but a great relationship builder-which was very important to me and my family. He was able to work with our individual circumstance and provide viable options. He was thorough and patient-which meant a lot! He even made himself available after hours & weekends to answer our questions. He and his staff worked diligently to get the info that was needed and because of that we were able to close ON TIME! Ryan and Fidelity helped to make our family’s dream come true!"